An Ad for a Certain Point-Earning App

I can't stop thinking about the outfit of the woman in the ad for that point-earning app, and not in a good way... It's brown... what is it... what? It's like a dense cluster of fluffy fibers, a weird vest that looks like a bird's nest. Honestly, I think it's tacky. Even I, who doesn't have much fashion sense, think 'That's tacky!', but is this the trend these days? I don't know. I don't understand current fashion.