Do you use credit cards? 💳️

Except for small, independent shops, credit cards are now accepted almost everywhere, right? 💳️ Do you guys use credit cards? 🤔 On one hand, it's convenient because you don't have to deal with coins and you can get points back, but on the other hand, if you don't use them wisely, you might go bankrupt... 😨 In recent years, smartphone payment services like PayPay have also become popular. I wonder if some people, though maybe a minority, don't get credit cards and instead use smartphone payments or charge cash onto IC cards... 💵 Also, if you're still a minor and don't have one yet, please vote on whether you plan to get one when you become an adult! ✨️