Don't Miss Out on Labor Insurance Benefits! If a Retired Senior Passes Away, How Can Survivors Claim the Difference Payment and

• Core Benefit: When a recipient of the Labor Insurance (LI) old-age pension passes away, their benefits are not forfeited. Eligible survivors can choose between the 'Old-Age Difference Payment (lump sum)' and the 'LI Survivor Pension (monthly payment)' within 10 years of the insured's death. • Statutory Order of Survivors: The order of eligibility is spouse and children, parents, grandparents, dependent grandchildren, and dependent siblings. If there are multiple eligible individuals in the same category, they must claim jointly. • Option 1: Old-Age Difference Payment (Lump Sum): This payment covers the difference between the initial lump-sum amount and the total monthly pension payments already received. It's suitable for those who recently started receiving the pension or if survivors don't meet the criteria for the monthly payment. • Option 2: LI Survivor Pension (Monthly Payment): The amount is 50% of the original pension (minimum NT$3,000, with potential pro-rata increases for multiple eligible survivors in the same category). However, survivors must meet specific age, income, and other eligibility requirements. • Deadline: The Bureau of Labor Insurance must be notified within 30 days of the insured's death. Failure to apply within 10 years will result in the forfeiture of the right.