Beware of Invalid Seniority and Confiscated Pensions! Labor Insurance Expert Reveals '4 Major Traps for Invalid Insurance Enroll

According to labor insurance experts and regulations, here's a summary of key points to ensure your labor insurance seniority is valid and to prevent your pension from being confiscated: ✅ 6 Rules to Follow (Regular Checks) • Enroll on Your First Day of Employment: Labor insurance is a declaration system. Avoid delayed enrollment to prevent inability to claim benefits in case of work-related injuries. • Retain Leave Records: Complete leave procedures properly to prevent being withdrawn from insurance due to continuous absenteeism, thus losing eligibility. • Pay Premiums on Time: If enrolled through a union, failure to pay premiums for 3 months or more may result in removal and termination of insurance. • Regularly Check Insurance Status: Verify your insured salary to prevent employers from underreporting your salary or arbitrarily terminating your insurance. • Keep Payment Records: Retain payroll deduction details or union receipts. This can protect you if the employer fails to pay premiums. • Confirm Eligibility Before Claiming Benefits: Before applying for any benefits, confirm your eligibility with your insurance unit or a professional. ⚠️ 6 Pitfalls to Avoid and Reasons for Invalid Seniority • 6 Pitfalls: Do not hastily enroll after falling seriously ill. Do not increase your salary during a period of injury or illness. Do not use intermediaries or forge medical certificates to fraudulently claim benefits. Avoid enrolling without actual labor or having a侥幸 (jǐngxìng -侥幸) mentality, as the Labor Insurance Bureau may conduct strict investigations and revoke your eligibility. • 4 Types of Invalid Seniority and Confiscated Premiums: This includes those enrolled nominally without actual work, those employed long-term overseas with no company presence in Taiwan, those whose overseas assignment contracts were interrupted and re-signed with overseas salaries, and those whose insurance was continued by family members after imprisonment when enrollment was prohibited. Seniority and premiums paid by the above individuals will be invalidated and confiscated.