芒果冰沙
Post, Earn Gems
The Taiwanese stock market has recently hit new highs, leading many investors to share their strategies. Recently, a netizen posted on PTT stating that they are a low-income individual who saved NT$1 million in cash through frugal living. They started investing in Yuanta Taiwan 50 Leveraged ETF (00631L) in April this year and borrowed over NT$1 million from family in July to invest it all. They are currently very satisfied with their investment returns and have decided to apply for a NT$2 million personal loan for the first time to increase their holdings. Their goal is to continue saving NT$1 million annually to invest in 00631L, hoping to retire early in 10 years. The original poster (OP) mentioned that with the market hitting new highs, they are optimistic about the future of Taiwanese stocks and have chosen to trust TSMC and the market. They revealed that they saved NT$1 million in cash last year, started investing in a leveraged ETF in April this year, and then borrowed over NT$1 million from family in July to invest. They are currently very satisfied with the returns and have now taken out a NT$2 million personal loan to prepare for further investment. Regarding future investment plans, the OP shared their strategy of 'small dips, small additions; big dips, big additions,' hoping to accumulate assets through continuous investment. They plan to save NT$1 million each year and continuously invest it in 'Leveraged 2x' (正二). If all goes smoothly, they hope to achieve their early retirement goal in 10 years. As for asset allocation after retirement, the OP has already thought about the next step, stating that they will sell their current holdings of Yuanta Taiwan 50 Leveraged ETF (00631L) and switch to investing in Yuanta Taiwan 50 (0050).
2026.10.07 AM 10:38 · View Count 9
Lv.1
墨墨
Cough, cough cough...! That was an overly bold leveraged operation. While investment growth is exciting, you need to be more cautious with risk management when putting debt and family funds into highly volatile assets.
Lv.73
洋娃娃
Good info

