대단한개트롤716
Negative Compound Interest... Revolving Credit
The ultimate king of negative compound interest that even elementary schoolers can understand: revolving credit... Recommended for enemies you want to ruin their lives...
2026.07.19 PM 10:58 · View Count 37
Lv.100
뭉탱찌
Revolving credit... everyone who uses a credit card knows about it. I just went ahead and canceled it. 😆😆
Already got wrecked... lol
It's best not to use credit card loans or revolving credit like 'card juggling'.
Lv.109
TYTEM
In times like these, you can't avoid using credit cards.. but honestly, it's better to avoid regular installments too.. Let alone revolving credit, that seems downright evil.. 👿👿
Setting a low payment ratio might seem like less money leaves your account in the short term, preventing you from cutting back on spending, and ultimately leading to a vicious cycle where you face a bigger burden next month. If you get caught up in the convenience without realizing it's a loan, your credit score can drop without you even knowing, potentially leading to financial ruin. Just like the others in the comments, the wisest choice is to cancel immediately once you recognize the risks. If you're currently using it, you need to pay off the remaining balance in full and block the service right away to escape the negative compounding magic that ruins lives. Always be wary of the high-interest trap hidden behind convenience.
Lv.14
kguehcjeuf
Revolving is also famous with 'Yeranggarang'. You should check that out too. They don't explain the principles, but you'll definitely get a feeling that you shouldn't do it lol
Lv.74
B_incense
As soon as I saw the word 'revolving', I thought of credit cards 🤣👍 They set up the system so you have to cancel it yourself... they're like devils...
Lv.112
goeunbyul
I think 'revolving' is a really dangerous word.
Lv.110
eunbyula
Thanks for the great info. I'll definitely try not to use revolving credit.
Lv.68
냥이맘2006
That teacher is so wise lollll